What are lenders ratios for morgages just for PITI?
B B asked:
I’m just looking for the lower ratio.. the one that just takes in to account PITI, not including other loans, because I don’t have any debt.
I’m just looking for the lower ratio.. the one that just takes in to account PITI, not including other loans, because I don’t have any debt.
I saw on a mortgage affordability calculator that it is 30 or 30/39. Is 30% normal or can you go higher? I don’t take on car, credit card, student loans, so I think I can afford higher for the lower number. I’d be putting 20% down.
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June 27th, 2009 in
Credit | tags: Car Credit, Credit Card, Lenders, Morgages, Mortgage Affordability Calculator, Ratios, Student Loans
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higher
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Yes. Pretty sure you can go higher and good luck:-)
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