Can I convert my 2nd mortgage to an unsecured loan?

3 responses to Can I convert my 2nd mortgage to an unsecured loan?

• 

  Gaytheist Buddha

  Comment on Can I convert my 2nd mortgage to an unsecured loan? (December 26th, 2010 at 04:08)

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  The sale of your home cannot be completed without paying off the 2nd mortgage. No, it is not possible.

• 

  Linda

  Comment on Can I convert my 2nd mortgage to an unsecured loan? (December 27th, 2010 at 01:53)

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  Can I convert my 2nd mortgage to an unsecured loan?

• 

  A

  Comment on Can I convert my 2nd mortgage to an unsecured loan? (December 28th, 2010 at 12:20)

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  If you have any equity in your home talk to bank that can offer you a home equity line of credit. They have much lower interest rates than 2nd mortgages and are also interest only payments. For $13k you would be be paying less than $50 bucks a month. All these private loan companies charge interest rates of 8 to 10 percent on 2nd mortgage loans compared to a prime rate your bank would offer through a HELOC (home equity line of credit).

  Can I convert my 2nd mortgage to an unsecured loan?